Mortgage Brokers

Mortgage Brokers

Mortgage Brokers are trained professionals who liaise between a lending institution and a potential borrower who wishes to borrow money to purchase a home or investment property, or perhaps consolidate existing debt or refinance and switch lenders to save money or shorten their mortgage term, or both.

The increased competition which has arisen as a result of the activities of Mortgage Brokers operating within the Mortgage industry has been noted as a key factor in the reduction of fees and interest rates for all Australians.

Mortgage Brokers will find various loans that are available and suitable for your specific requirements, chosen from the hundreds that are available, and then support and guide you through the maze, minefield and obstacle course that is the application and settlement process.

Mortgage Brokers will not normally charge the borrower anything for this valuable service, as Mortgage Brokers are usually instead paid a commission by the lender the month after the mortgage is settled.

THE MOST IMPORTANT THING TO KEEP FRONT OF MIND IS THAT MORTGAGE BROKERS ARE  ON YOUR SIDE.  IF HE OR SHE CANNOT ARRANGE A LOAN FOR YOU HE OR SHE DOES NOT GET PAID.

It is also important to remember that you cannot hide much from a lender.  Previous credit enquiries will be obvious to the proposed lender when they check your credit file, as they all automatically do, and they will also then see what other existing credit liabilities you could have or may have recently applied for.  If you can be honest with your chosen mortgage brokers and tell him or her about all existing liabilities and late payments if there are any, he or she can hopefully deal with it appropriately and stop it becoming an issue with a proposed lender.  For example, if you have been late with payments of your credit card balance, your mortgage brokers may advise you to wait three months so that you can then show three months statements on credit cards, for example, with no evidence of late payments, assuming you are able to make prompt payments in the interim, or refinance them in a personal loan.   Alternatively your broker can advise you that there is in fact at least one lender, who charges normal commercial rates, who will not be put off the settling of your existing credit card debt in a home refinance, if you can service the new loan (see page on servicing) and the credit card debt as if it still existed.  These particular lenders won’t even want to see your credit card statements. There are of course other lenders who will lend money to virtually all applicants irrespective of financial track record, but these specialist lenders charge a “rate for risk” so the riskier you are deemed to be the more they will charge you.  This option will not be suitable for all loan applicants as the interest rate that has to be used in the calculator to determine “serviceability” is higher than with other lenders, and can be considerably higher for those borrowers considered greater risks.

During the application process I and other fortunate Mortgage Brokers who are associated with the bigger aggregators (Mortgage Aggregators, including Dealer Groups and even Franchise Groups act as wholesalers between lenders and Mortgage Brokers) will have access to bespoke software that has been developed at the cost of millions of dollars, and this will let them and me find suitable loans for your particular requirements that you might take months to find, if ever.

Equally importantly Mortgage Brokers with access to this software, can easily and quickly lodge your loan application to any of their panel of lenders with just the click of a mouse. Trying to arrange a home loan without using mortgage brokers may mean that you never find the most suitable loan as the lenders change the features and rates of their loans so frequently it is virtually impossible to keep up without using such software.  So by the time you have checked out half a dozen lenders, the first one you saw will almost certainly have made some changes or other after you met them compared to what was previously on offer.  You may unknowingly settle for second or third best if you don’t use Mortgage Brokers.

Using bespoke software, Mortgage Brokers can shop around for you very quickly and easily. Such shopping around by yourself would be very time consuming, especially if it involves contacting a number of banks and lenders. Mortgage Brokers connected with the bigger aggregators can search the range of loans available from multiple lenders very quickly to find precisely the right home loan for your particular needs and circumstances.

Another good thing about using the service of Mortgage Brokers is that you need only one point of reference to discuss your needs.  All the different banks and other lenders have their own quite different lending criteria and if you are not an expert you can quickly become a casualty in this financial minefield and end up with “footprints” on your credit file that will automatically stop other lenders from even giving you serious consideration.  (See the page on Credit Scoring to learn more).  Trying to arrange your own home loan can prove to be very costly if you are not an expert; very costly indeed if you then find you have to use a lender of last resort, one who charges a “rate for risk”.

We all know of someone who has tried to save money by taking on a task that was clearly beyond them and then had to pay someone else probably more than it would have cost in the first place to put right what they have done incorrectly.   Given that the vast majority of Mortgage Brokers provide their service free of charge to the borrower, to try to arrange your own home loan can be folly of the highest order.

To summarise then, you should use qualified Mortgage Brokers because:

1)      Mortgage Brokers will save you valuable time and money.  Mobile mortgage brokers like me can visit you at home or at your place of work or at our office at a time convenient to you.

2)      Mortgage Brokers will have a wide choice of lenders to choose from to find a loan just right for your particular requirements

3)      Mortgage Brokers services are usually FREE

4)      Mortgage Brokers can help you avoid the many pitfalls you may not even be aware of when applying for a loan.  Getting an unnecessary decline is going to make the next application more of an uphill struggle.

5)      Only deal with Mortgage Brokers who are accredited to the Mortgage and Finance Association of Australia (MFAA).

When should I see a Mortgage Broker? The sooner the better, really.  It is wise if you are not very organised to plan some 6 months ahead so as to avoid making mistakes that will thwart your plans.   As soon as you think you would like to either invest in your first home, or you would like to move house, or refinance to consolidate existing debt, you should make arrangements to see a mortgage broker.  Given all the requirements of the banks and other lenders it is sensible to plan and prepare up to 6 months beforehand as that is how far back you are going to have to provide mortgage statements, if you already have a mortgage, and other documents. If you have an existing mortgage any new lender is going to want to see your last 6 months’ statements showing an unblemished payment record.  If you are struggling to keep to your existing commitments, a mortgage broker may be able to consolidate some of your existing debt, perhaps credit cards, by rolling them into one more manageable personal loan.  Sometimes it is necessary to embark on getting a new home loan in more than one step unfortunately but so long as you get where you wanted to be ultimately, that’s all that matters.

If you are unable to pay off your credit or store cards in full each month, then the writing is on the wall that eventually this could become problematical.  The average credit card debt takes around 8 years to pay off.  Imagine the amount of interest you will have paid over that period.  Do not leave it too late to consolidate credit card debt.  Taking on more credit cards because you cannot pay off the first one is most definitely NOT the answer.  If you have a mortgage and sufficient equity, refinance your mortgage and get rid of the credit card(s).  Debit cards are preferable by far.

Each bank asks to see different supporting documentation when applying for a mortgage but if you look under the page entitled “Supporting Documents” and start to file ALL of the documents on that page, you should be able to satisfy the supporting documentation requirements of 95% of lenders.   If you are refinancing it is a very good idea to check your credit record with Veda yourself to make sure nothing is on there by mistake or whether something is on there that may have slipped your mind.  Start to collate your documents well beforehand so it becomes a habit and you will have a much less stressful experience when it comes to sorting out a home loan – and so will your mortgage broker!  Please see below a list of the Suburbs and Postcodes I am happy to travel to in order to discuss with you your home loan requirements –

Aberfoyle Park

5159

City of Onkaparinga

Adelaide

5000

City of Adelaide
Adelaide Airport

5950

City of West Torrens
Albert Park

5014

City of Charles Sturt
Alberton

5014

City of Port Adelaide Enfield
Aldinga

5173

City of Onkaparinga
Aldinga Beach

5173

City of Onkaparinga
Allenby Gardens

5009

City of Charles Sturt
Andrews Farm

5114

City of Playford
Angle Park

5010

City of Port Adelaide Enfield
Angle Vale

5117

City of Playford
Ascot Park

5043

City of Marion
Ashford

5035

City of West Torrens
Athelstone

5076

City of Campbelltown
Athol Park

5012

City of Charles Sturt
Auldana

5072

City of Burnside
Banksia Park

5091

City of Tea Tree Gully
Beaumont

5066

City of Burnside
Bedford Park

5042

City of Mitcham
Belair

5052

City of Mitcham
Bellevue Heights

5050

City of Mitcham
Beulah Park

5067

City of Burnside
Beverley

5009

City of Charles Sturt
Bibaringa

5118

Town of Gawler
Bibaringa

5118

City of Playford
Birkenhead

5015

City of Port Adelaide Enfield
Black Forest

5035

City of Unley
Blackwood

5051

City of Mitcham
Blair Athol

5084

City of Port Adelaide Enfield
Blakeview

5114

City of Playford
Blewitt Springs

5171

City of Onkaparinga
Bolivar

5110

City of Salisbury
Bowden

5007

City of Charles Sturt
Brahma Lodge

5109

City of Salisbury
Brighton

5048

City of Holdfast Bay
Broadview

5083

City of Port Adelaide Enfield
Broadview

5083

City of Prospect
Brompton

5007

City of Charles Sturt
Brooklyn Park

5032

City of West Torrens
Brown Hill Creek

5062

City of Mitcham
Buckland Park

5120

City of Playford
Burnside

5066

City of Burnside
Burton

5110

City of Salisbury
Camden Park

5038

City of West Torrens
Campbelltown

5074

City of Campbelltown
Cavan

5094

City of Salisbury
Chandlers Hill

5159

City of Onkaparinga
Cheltenham

5014

City of Charles Sturt
Cherry Gardens

5157

City of Onkaparinga
Christie Downs

5164

City of Onkaparinga
Christies Beach

5165

City of Onkaparinga
Clapham

5062

City of Mitcham
Clarence Gardens

5039

City of Mitcham
Clarence Park

5034

City of Unley
Clarendon

5157

City of Onkaparinga
Clearview

5085

City of Port Adelaide Enfield
Clovelly Park

5042

City of Marion
College Park

5069

City of Norwood Payneham St Peters
Collinswood

5081

City of Prospect
Colonel Light Gardens

5041

City of Mitcham
Coromandel East

5157

City of Onkaparinga
Coromandel Valley

5051

City of Mitcham
Coromandel Valley

5051

City of Onkaparinga
Cowandilla

5033

City of West Torrens
Crafers West

5152

City of Mitcham
Craigburn Farm

5051

City of Mitcham
Craigmore

5114

City of Playford
Croydon

5008

City of Charles Sturt
Croydon Park

5008

City of Port Adelaide Enfield
Cumberland Park

5041

City of Mitcham
Darlington

5047

City of Marion
Darlington

5047

City of Onkaparinga
Davoren Park

5113

City of Playford
Daw Park

5041

City of Mitcham
Dernancourt

5075

City of Port Adelaide Enfield
Dernancourt

5075

City of Tea Tree Gully
Devon Park

5008

City of Charles Sturt
Devon Park

5008

City of Port Adelaide Enfield
Direk

5110

City of Salisbury
Dorset Vale

5157

City of Onkaparinga
Dover Gardens

5048

City of Marion
Dry Creek

5094

City of Port Adelaide Enfield
Dry Creek

5094

City of Salisbury
Dudley Park

5008

City of Port Adelaide Enfield
Dulwich

5065

City of Burnside
Eastwood

5063

City of Burnside
Eden Hills

5050

City of Mitcham
Edinburgh

5111

City of Salisbury
Edwardstown

5039

City of Marion
Elizabeth

5112

City of Playford
Elizabeth Downs

5113

City of Playford
Elizabeth East

5112

City of Playford
Elizabeth Grove

5112

City of Playford
Elizabeth North

5113

City of Playford
Elizabeth Park

5113

City of Playford
Elizabeth South

5112

City of Playford
Elizabeth Vale

5112

City of Playford
Elizabeth Vale

5112

City of Salisbury
Elizabeth West

5113

City of Playford
Enfield

5085

City of Port Adelaide Enfield
Erindale

5066

City of Burnside
Ethelton

5015

City of Port Adelaide Enfield
Evandale

5069

City of Norwood Payneham St Peters
Evanston

5116

Town of Gawler
Evanston Gardens

5116

Town of Gawler
Evanston Park

5116

Town of Gawler
Evanston Park

5116

City of Playford
Evanston South

5116

Town of Gawler
Everard Park

5035

City of Unley
Exeter

5019

City of Port Adelaide Enfield
Fairview Park

5126

City of Tea Tree Gully
Felixstow

5070

City of Norwood Payneham St Peters
Ferryden Park

5010

City of Port Adelaide Enfield
Findon

5023

City of Charles Sturt
Firle

5070

City of Norwood Payneham St Peters
Fitzroy

5082

City of Prospect
Flagstaff Hill

5159

City of Onkaparinga
Flinders Park

5025

City of Charles Sturt
Forestville

5035

City of Unley
Frewville

5063

City of Burnside
Fulham

5024

City of West Torrens
Fulham Gardens

5024

City of Charles Sturt
Fullarton

5063

City of Unley
Gawler

5118

Town of Gawler
Gawler East

5118

Town of Gawler
Gawler South

5118

Town of Gawler
Gawler West

5118

Town of Gawler
Gepps Cross

5094

City of Port Adelaide Enfield
Gilberton

5081

Corporation of the Town of Walkerville
Gilles Plains

5086

City of Port Adelaide Enfield
Gilles Plains

5086

City of Tea Tree Gully
Gillman

5013

City of Port Adelaide Enfield
Glandore

5037

City of Marion
Glandore

5037

City of West Torrens
Glanville

5015

City of Port Adelaide Enfield
Glen Osmond

5064

City of Burnside
Glenalta

5052

City of Mitcham
Glenelg

5045

City of Holdfast Bay
Glenelg

5045

City of Holdfast Bay
Glenelg East

5045

City of Holdfast Bay
Glenelg North

5045

City of Holdfast Bay
Glenelg North

5045

City of West Torrens
Glenelg South

5045

City of Holdfast Bay
Glengowrie

5044

City of Marion
Glenside

5065

City of Burnside
Glenunga

5064

City of Burnside
Globe Derby Park

5110

City of Salisbury
Glynde

5070

City of Norwood Payneham St Peters
Golden Grove

5125

City of Tea Tree Gully
Goodwood

5034

City of Unley
Gould Creek

5114

City of Playford
Gould Creek

5114

City of Tea Tree Gully
Grange

5022

City of Charles Sturt
Green Fields

5107

City of Salisbury
Greenacres

5086

City of Port Adelaide Enfield
Greenwith

5125

City of Tea Tree Gully
Gulfview Heights

5096

City of Salisbury
Gulfview Heights

5096

City of Tea Tree Gully
Hackham

5163

City of Onkaparinga
Hackham West

5163

City of Onkaparinga
Hackney

5069

City of Norwood Payneham St Peters
Hallett Cove

5158

City of Marion
Hampstead Gardens

5086

City of Port Adelaide Enfield
Happy Valley

5159

City of Onkaparinga
Hawthorn

5062

City of Mitcham
Hawthorndene

5051

City of Mitcham
Hazelwood Park

5066

City of Burnside
Heathpool

5068

City of Norwood Payneham St Peters
Hectorville

5073

City of Campbelltown
Hendon

5014

City of Charles Sturt
Henley Beach

5022

City of Charles Sturt
Henley Beach South

5022

City of Charles Sturt
Highbury

5089

City of Tea Tree Gully
Highgate

5063

City of Unley
Hillbank

5112

City of Playford
Hillcrest

5086

City of Port Adelaide Enfield
Hillier

5116

Town of Gawler
Hillier

5116

City of Playford
Hilton

5033

City of West Torrens
Hindmarsh

5007

City of Charles Sturt
Holden Hill

5088

City of Port Adelaide Enfield
Holden Hill

5088

City of Tea Tree Gully
Hope Valley

5090

City of Tea Tree Gully
Houghton

5131

City of Tea Tree Gully
Hove

5048

City of Holdfast Bay
Humbug Scrub

5114

City of Playford
Huntfield Heights

5163

City of Onkaparinga
Hyde Park

5061

City of Unley
Ingle Farm

5098

City of Salisbury
Ironbank

5153

City of Onkaparinga
Joslin

5070

City of Norwood Payneham St Peters
Kangarilla

5157

City of Onkaparinga
Kensington

5068

City of Norwood Payneham St Peters
Kensington Gardens

5068

City of Burnside
Kensington Park

5068

City of Burnside
Kent Town

5067

City of Norwood Payneham St Peters
Keswick

5035

City of West Torrens
Keswick Terminal

5035

City of West Torrens
Kidman Park

5025

City of Charles Sturt
Kilburn

5084

City of Port Adelaide Enfield
Kilkenny

5009

City of Charles Sturt
Kings Park

5034

City of Unley
Kingston Park

5049

City of Holdfast Bay
Kingswood

5062

City of Mitcham
Klemzig

5087

City of Port Adelaide Enfield
Kudla

5115

Town of Gawler
Kurralta Park

5037

City of West Torrens
Largs Bay

5016

City of Port Adelaide Enfield
Largs North

5016

City of Port Adelaide Enfield
Leabrook

5068

City of Burnside
Leawood Gardens

5150

City of Burnside
Leawood Gardens

5150

City of Mitcham
Linden Park

5065

City of Burnside
Lockleys

5032

City of West Torrens
Lonsdale

5160

City of Onkaparinga
Lower Mitcham

5062

City of Mitcham
Lynton

5062

City of Mitcham
MacDonald Park

5121

City of Playford
Magill

5072

City of Burnside
Magill

5072

City of Campbelltown
Malvern

5061

City of Unley
Manningham

5086

City of Port Adelaide Enfield
Mansfield Park

5012

City of Port Adelaide Enfield
Marden

5070

City of Norwood Payneham St Peters
Marino

5049

City of Marion
Marion

5043

City of Marion
Marleston

5033

City of West Torrens
Marryatville

5068

City of Norwood Payneham St Peters
Maslin Beach

5170

City of Onkaparinga
Mawson Lakes

5095

City of Salisbury
Maylands

5069

City of Norwood Payneham St Peters
McLaren Flat

5171

City of Onkaparinga
McLaren Vale

5171

City of Onkaparinga
Medindie

5081

Corporation of the Town of Walkerville
Medindie Gardens

5081

City of Prospect
Melrose Park

5039

City of Mitcham
Mile End

5031

City of West Torrens
Mile End South

5031

City of West Torrens
Millswood

5034

City of Unley
Mitcham

5062

City of Mitcham
Mitchell Park

5043

City of Marion
Moana

5169

City of Onkaparinga
Modbury

5092

City of Tea Tree Gully
Modbury Heights

5092

City of Tea Tree Gully
Modbury North

5092

City of Tea Tree Gully
Morphett Vale

5162

City of Onkaparinga
Morphettville

5043

City of Marion
Mount Osmond

5064

City of Burnside
Munno Para

5115

City of Playford
Munno Para Downs

5115

City of Playford
Munno Para West

5115

City of Playford
Myrtle Bank

5064

City of Unley
Nailsworth

5083

City of Prospect
Netherby

5062

City of Mitcham
Netley

5037

City of West Torrens
Newton

5074

City of Campbelltown
Noarlunga Centre

5168

City of Onkaparinga
Noarlunga Downs

5168

City of Onkaparinga
North Adelaide

5006

City of Adelaide
North Brighton

5048

City of Holdfast Bay
North Haven

5018

City of Port Adelaide Enfield
North Plympton

5037

City of West Torrens
Northfield

5085

City of Port Adelaide Enfield
Northgate

5085

City of Port Adelaide Enfield
Norwood

5067

City of Norwood Payneham St Peters
Novar Gardens

5040

City of West Torrens
Oakden

5086

City of Port Adelaide Enfield
Oaklands Park

5046

City of Marion
O’Halloran Hill

5158

City of Marion
O’Halloran Hill

5158

City of Onkaparinga
Old Noarlunga

5168

City of Onkaparinga
Old Reynella

5161

City of Onkaparinga
One Tree Hill

5114

City of Playford
Onkaparinga Hills

5163

City of Onkaparinga
Osborne

5017

City of Port Adelaide Enfield
O’Sullivan Beach

5166

City of Onkaparinga
Ottoway

5013

City of Port Adelaide Enfield
Outer Harbor

5018

City of Port Adelaide Enfield
Ovingham

5082

City of Charles Sturt
Ovingham

5082

City of Prospect
Panorama

5041

City of Mitcham
Para Hills

5096

City of Salisbury
Para Hills

5096

City of Tea Tree Gully
Para Hills West

5096

City of Salisbury
Para Vista

5093

City of Salisbury
Paradise

5075

City of Campbelltown
Parafield

5106

City of Salisbury
Parafield Gardens

5107

City of Salisbury
Paralowie

5108

City of Salisbury
Park Holme

5043

City of Marion
Parkside

5063

City of Unley
Pasadena

5042

City of Mitcham
Payneham

5070

City of Norwood Payneham St Peters
Payneham South

5070

City of Norwood Payneham St Peters
Penfield

5121

City of Playford
Penfield Gardens

5121

City of Playford
Pennington

5013

City of Charles Sturt
Peterhead

5016

City of Port Adelaide Enfield
Plympton

5038

City of West Torrens
Plympton Park

5038

City of Marion
Pooraka

5095

City of Salisbury
Port Adelaide

5015

City of Port Adelaide Enfield
Port Noarlunga

5167

City of Onkaparinga
Port Noarlunga South

5167

City of Onkaparinga
Port Willunga

5173

City of Onkaparinga
Prospect

5082

City of Prospect
Queenstown

5014

City of Port Adelaide Enfield
Redwood Park

5097

City of Tea Tree Gully
Regency Park

5010

City of Port Adelaide Enfield
Renown Park

5008

City of Charles Sturt
Reynella

5161

City of Onkaparinga
Reynella East

5161

City of Onkaparinga
Richmond

5033

City of West Torrens
Ridgehaven

5097

City of Tea Tree Gully
Ridleyton

5008

City of Charles Sturt
Rose Park

5067

City of Burnside
Rosewater

5013

City of Charles Sturt
Rosewater

5013

City of Port Adelaide Enfield
Rosslyn Park

5072

City of Burnside
Rostrevor

5073

City of Campbelltown
Royal Park

5014

City of Charles Sturt
Royston Park

5070

City of Norwood Payneham St Peters
Salisbury

5108

City of Salisbury
Salisbury Downs

5108

City of Salisbury
Salisbury East

5109

City of Salisbury
Salisbury Heights

5109

City of Salisbury
Salisbury Heights

5109

City of Tea Tree Gully
Salisbury North

5108

City of Salisbury
Salisbury Park

5109

City of Salisbury
Salisbury Plain

5109

City of Salisbury
Salisbury South

5106

City of Salisbury
Sampson Flat

5114

City of Playford
Seacliff

5049

City of Holdfast Bay
Seacliff Park

5049

City of Holdfast Bay
Seacliff Park

5049

City of Marion
Seacombe Gardens

5047

City of Marion
Seacombe Heights

5047

City of Marion
Seaford

5169

City of Onkaparinga
Seaford Heights

5169

City of Onkaparinga
Seaford Meadows

5169

City of Onkaparinga
Seaford Rise

5169

City of Onkaparinga
Seaton

5023

City of Charles Sturt
Seaview Downs

5049

City of Marion
Sefton Park

5083

City of Port Adelaide Enfield
Sefton Park

5083

City of Prospect
Sellicks Beach

5174

City of Onkaparinga
Sellicks Hill

5174

City of Onkaparinga
Semaphore

5019

City of Port Adelaide Enfield
Semaphore Park

5019

City of Charles Sturt
Semaphore South

5019

City of Port Adelaide Enfield
Sheidow Park

5158

City of Marion
Skye

5072

City of Burnside
Smithfield

5114

City of Playford
Smithfield Plains

5114

City of Playford
Somerton Park

5044

City of Holdfast Bay
South Brighton

5048

City of Holdfast Bay
South Plympton

5038

City of Marion
Springfield

5062

City of Mitcham
St Agnes

5097

City of Tea Tree Gully
St Georges

5064

City of Burnside
St Kilda

5110

City of Salisbury
St Marys

5042

City of Mitcham
St Morris

5068

City of Norwood Payneham St Peters
St Peters

5069

City of Norwood Payneham St Peters
Stepney

5069

City of Norwood Payneham St Peters
Stonyfell

5066

City of Burnside
Sturt

5047

City of Marion
Surrey Downs

5126

City of Tea Tree Gully
Taperoo

5017

City of Port Adelaide Enfield
Tatachilla

5171

City of Onkaparinga
Tea Tree Gully

5091

City of Tea Tree Gully
Tennyson

5022

City of Charles Sturt
The Range

5172

City of Onkaparinga
Thebarton

5031

City of West Torrens
Thorngate

5082

City of Prospect
Toorak Gardens

5065

City of Burnside
Torrens Park

5062

City of Mitcham
Torrensville

5031

City of West Torrens
Tranmere

5073

City of Campbelltown
Trinity Gardens

5068

City of Norwood Payneham St Peters
Trott Park

5158

City of Marion
Tusmore

5065

City of Burnside
Uleybury

5114

City of Playford
Underdale

5032

City of West Torrens
Unley

5061

City of Unley
Unley Park

5061

City of Unley
Upper Hermitage

5131

City of Tea Tree Gully
Upper Sturt

5156

City of Mitcham
Urrbrae

5064

City of Mitcham
Vale Park

5081

Corporation of the Town of Walkerville
Valley View

5093

City of Port Adelaide Enfield
Valley View

5093

City of Salisbury
Valley View

5093

City of Tea Tree Gully
Virginia

5120

City of Playford
Vista

5091

City of Tea Tree Gully
Walkerville

5081

Corporation of the Town of Walkerville
Walkley Heights

5098

City of Port Adelaide Enfield
Walkley Heights

5098

City of Salisbury
Warradale

5046

City of Marion
Waterfall Gully

5066

City of Burnside
Waterloo Corner

5110

City of Playford
Waterloo Corner

5110

City of Salisbury
Wattle Park

5066

City of Burnside
Wayville

5034

City of Unley
Welland

5007

City of Charles Sturt
West Beach

5024

City of Charles Sturt
West Beach

5024

City of West Torrens
West Croydon

5008

City of Charles Sturt
West Hindmarsh

5007

City of Charles Sturt
West Lakes

5021

City of Charles Sturt
West Lakes Shore

5020

City of Charles Sturt
West Richmond

5033

City of West Torrens
Westbourne Park

5041

City of Mitcham
Whites Valley

5172

City of Onkaparinga
Willaston

5118

Town of Gawler
Willunga

5172

City of Onkaparinga
Willunga South

5172

City of Onkaparinga
Windsor Gardens

5087

City of Port Adelaide Enfield
Wingfield

5013

City of Port Adelaide Enfield
Woodcroft

5162

City of Onkaparinga
Woodville

5011

City of Charles Sturt
Woodville Gardens

5012

City of Port Adelaide Enfield
Woodville North

5012

City of Charles Sturt
Woodville Park

5011

City of Charles Sturt
Woodville South

5011

City of Charles Sturt
Woodville West

5011

City of Charles Sturt
Wynn Vale

5127

City of Tea Tree Gully
Yatala Vale

5126

City of Tea Tree Gully
Yattalunga

5114

City of Playford

Contact Us

If you need help getting a home loan or assistance with any of the issues covered on this site, please call me, Vincent Woodall directly on 0451 596 575 or you can send me an email to vincentwoodall@home-loans-adelaide.com or alternatively please complete and submit the enquiry form below.

Please remember: I am a mortgage broker in Adelaide and I am –

  • Fully accredited by the Mortgage & Finance Association of Australia
  • Fully qualified with the Diploma of Finance and Mortgage Broking Management
  • Plus I have satisfied stringent financial and criminal record background checks.

Find a home loan with someone you can trust and who will ensure you’re getting the right home loan for you. Vincent Woodall. 0451 596 575 or alternatively send me an email to vincentwoodall@outlook.com .